FAQ — 702 Insurance Advisors

Question 1

What types of insurance does 702 Insurance Advisors offer?

Accepted Answer

I am a full-service agency offering a wide range of insurance products. I am also proud to be affiliated with Aflac — the #1 rated Supplemental Insurance Company in the country. I offer Supplemental Insurance for individuals, families, groups, self-employed, small business owners, 1099 professionals, contractors, gig workers, barbers, nail techs, entertainers, Realtors, law enforcement workers, bartenders, food & cocktail servers, teachers, retail workers, and more! I also offer: Standard Auto · Non-Standard Auto · Home · General Liability · Commercial · Recreational Vehicles · Motorcycle · Boat · Vintage & Collectible Vehicles · Jewelry · Pet Insurance · Medicare Supplements · Medicare Advantage · Term Life · Whole Life · Universal Life · Final Expenses · Mortgage Protection Insurance · Business Insurance · Travel Insurance · Annuities · Bonds · Workers' Compensation · Small Business Insurance · Malpractice Insurance (E&O) · and more!

Question 2

How do I file a claim?

Accepted Answer

You can file a claim by contacting me directly by phone at (702) 278-1550 or by email at insuranceadvisors702@yahoo.com. You may also use the contact form on this website. Just reach out — it will be my pleasure to handle it for you! As your broker, I advocate on your behalf with the insurance carrier to ensure your claim is handled quickly and fairly.

Question 3

What factors affect my insurance premium?

Accepted Answer

Premiums vary based on several factors including your age, location, coverage amount, deductible, claims history, and the type of policy. I will review all these factors and shop multiple carriers to find you the most competitive rate possible.

Question 4

Do you offer free quotes?

Accepted Answer

Yes! Call me, email me, or send a text for a no-obligation free quote. I will get you multiple quotes in minutes from the most reputable insurance carriers so you can choose the right coverage at a price you can afford — at no additional cost to you.

Question 5

What is supplemental insurance and why do I need it?

Accepted Answer

Supplemental insurance provides an added layer of financial protection by helping cover gaps that major medical plans may not fully address. Aflac supplemental plans pay cash benefits directly to you — in as little as one day — helping you cover out-of-pocket expenses like deductibles, copays, and everyday bills when you're unable to work due to illness or injury. Aflac offers plans including Vision & Dental, Accident, Cancer, Critical Illness, Hospital Insurance, Short-Term Disability, Doctor's Visits, and more. It's peace of mind you can count on.

Question 6

What is non-standard auto insurance?

Accepted Answer

Non-standard auto insurance is coverage designed for drivers who may not qualify for standard policies — such as those with a lapse in coverage, a poor driving record, or a DUI. I work with carriers that specialize in these situations so you can still get the coverage you need at a competitive rate.

Question 7

What is the difference between Medicare Supplement and Medicare Advantage?

Accepted Answer

Medicare Supplement (Medigap) plans work alongside Original Medicare to help pay costs like copays, coinsurance, and deductibles. You can see any doctor that accepts Medicare nationwide. Medicare Advantage (Part C) plans are an alternative to Original Medicare offered by private insurers. They often include extra benefits like dental, vision, and prescription drug coverage, but typically require you to use a network of providers. Not sure which is right for you? Call me at (702) 278-1550 — I'll walk you through your options at no cost.

Question 8

Do you offer services in Spanish?

Accepted Answer

¡Sí! I am happy to assist you in Spanish. Call me at (702) 278-1550 or email insuranceadvisors702@yahoo.com and I will be glad to help you in the language you are most comfortable with.

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